Ethos Lending

#howcanweserveyou

Fastest HELOC in the nation

Get pre-qualified in minutes — simple form, fast response from Ethos Lending.

Complete a short application below and our team will review eligibility immediately. We focus on speed, clear guidance, and transparent terms so you can access home equity when you need it.

Fill out the fields below — required fields are marked. This short form captures the information we need to start your HELOC review.

First Full Legal Name *

Suffix

Last Full Legal Name *

Address *

Street Address

City

State

Country

Postal Code

Occupancy Type *

Is the property currently for sale? *

Annual Income *

$

Other Annual Income (Investments, Rental)

$

Employment Type *

Phone *

Email *

By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Privacy Policy | Terms of Service

5 min

Average initial review time

Same day

Fast conditional approvals

Local experts

Licensed mortgage advisors

1. Apply

Complete the short form — it takes under 5 minutes.

2. Review

A licensed advisor reviews your details and pre-qualifies quickly.

3. Access funds

Get clear terms and access your HELOC when approved.

How long until I hear back?

Most applicants receive a conditional response within the same business day; full verification times vary by documentation.

Do you run a hard credit pull?

Initial screening may use a soft pull; we will request permission before any hard credit inquiry.

Secure & Compliant

Licensed mortgage broker oversight
Encrypted data transmission
Privacy-first handling of information

Your personal information is handled under secure protocols and only used to evaluate your HELOC request. We follow industry compliance and disclosure rules.

Ty Fallon | [email protected] | 520-201-6409 | NMLS #2720940

Ethos Lending — https://www.ethoslending.com — NMLS #1533336